How To Get A 0 APR Car Loan For Your New Car Today!

Now that you’ve decided you want to get a new car, it’s time to think about financing. What you may not know is that there are many lenders out there who are offering 0 APR car loan programs. Using the information outlined below, you may be able to find available 0 APR car loans for the vehicle you want.

Some car shoppers will spend all their time making sure they get the lowest price on a car, but they don’t bother to shop for the best auto financing. If you get to the dealership to buy without financing in place, you end up vulnerable to whatever terms the dealer offers. You could get stuck with a higher interest rate than you qualify for elsewhere. Auto loans are big business for dealers, and they often mark up the annual percentage rate, or APR, of the loan.

When you’re comparing loans, focus on the APR, which varies from day to day. A 0 APR car loan can produce significant long- term savings. Another key factor is the term of a loan. A shorter term means your monthly payments will be higher, but costs but less money overall. Try to keep the term of the loan shorter if you can afford it.

Take this example: If you borrow $15,000 at a 6.5 percent APR for 36 months, your monthly payment would be $460, and the total interest paid will be $1,550. Total cost paid: $16,550. If you take the same loan and stretch it out to 60 months, the monthly payment would lower to $293, but interest increases by $1,060 to a total of $2,610. Total cost paid: $17,610. Not to mention that longer loans often have higher interest rates!

So before you head to the dealer, see what 0 APR car loans you may qualify for by requesting your free no obligation auto loan quote today!

Available 0 APR Car Loans

A wide variety of models can be purchased with a 0 APR car loan, including the excellent choices below. These are just a few of the options that may be available to you. Please note that these deals may not be applicable in all areas. Request your free no obligation auto loan quote today!

Among luxury models, the 2014 Cadillac ATS has sporty handling and powerful engine options. The ATS impresses with agile, balanced handling and firm but comfortable ride quality. Options include the CUE infortainment system, a backup camera and a 10-speaker Bose stereo system, blind zone alert, lane departure warning, forward collision alert and adaptive cruise control.

The Mazda6’s engaging performance, excellent fuel economy, and large, well-appointed cabin make it a strong choice among midsize cars. The 2014 Mazda6 features nimble and sporty handling that makes critics name it one of the most fun-to-drive cars drive in its class.

The 2014 Dodge Durango surprises where some family SUVs falter, boasting a comfortable riding experience, solid performance and user-friendly technology. Drivers say its base V6 engine that makes ample power, but a V8 option is available for those looking for a little extra. The Durango also has advanced optional safety features like blind spot monitoring, adaptive cruise control, parking sensors and cross path detection.

As far as minivans go, the 2014 Honda Odyssey is a crowdpleaser with great handling, good fuel economy and large, smartly-equipped interior. Powered by a V6 engine that provides quick acceleration, the EPA reports that the Odyssey gets 19/28 mpg city/highway, which is very good for its class.

If you’re looking for an affordable midsize car with great fuel economy, consider the 2014 Toyota Prius. With an EPA-estimated 51/48 mpg city/highway, the Prius is a standout even among hybrid cars. And compared with other hybrids, the Prius has a good amount of cargo space.

These great models and more may be available to you with a 0 APR car loan. Request your free no obligation auto loan quote today!