Financing your car is more than just negotiating the sticker price. Understanding the variety of lending
options is the key to success. Estimate your monthly payments and see how much you can afford!


Calculator

Current Interest Rates

  Months Percentage
New Car 48 mo 2.96%
Used Car 48 mo 2.90%
Enter loan terms to get an approximate monthly payment.

Vehicle Price: $
Down Payment: $
Trade-In Value: $
Sales Tax: %
Interest Rate: %
Term (Months):  
Monthly Payment: $

How much car can you afford? Use our calculator to find your ideal vehicle price by modifying your monthly payment and other loan terms.
Monthly Payment: $
Down Payment: $
Trade-In Value: $
Sales Tax: %
Interest Rate: %
Term (Months):  
Vehicle Price: $

Enter loan and lease terms to compare approximate monthly payments for each auto financing method.

Loan Terms

Lease Terms

Vehicle Price: $ Vehicle Price: $
Down Payment: $ Down Payment: $
Trade-In Value: $ Trade-In Value: $
Sales Tax: % Sales Tax: %  
Residual Value: $ Get Value
Interest Rate: % Money Factor:
Term (Months): Term (Months):
Monthly Payment: $ Monthly Payment: $
 
Amount Financed: $ Lease Price: $
Total Spent: $ Total Spent: $
Residual Value: $
Total Cost to Own: $ Total Cost to Own: $
  • Acquisition fees, destination charges, tag, title, and other fees and incentives are not included in this calculation, which is an estimate only.
  • CarLoanMatcher.com provides valid residual-value data for Terms of 24, 36, 48 and 60 months. If you choose another Term for your lease, the Residual Value and Money Factor shown may no longer be valid.