Where Can I Buy a Car with Bad Credit?- Low Available Lease And Auto Finance Deals

Your credit score is an important part of the whole leasing and buying experience. If you are asking yourself ‘where can I buy a car with bad credit?’, then you will need to find dealers, lenders, and credit unions that cater to bad credit buyers in your zip code.

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Leasing or buying a car with bad credit need not be a pain. Start by requesting a FREE auto finance quote to find the right vehicle for you. There is no obligation to buy! Hassle-free, totally FREE, and it only takes a couple of minutes.

How Can You Build or Rebuild a Good Credit History?

It is not the end of the world. If you are asking yourself, where can I buy a car with bad credit, you should figure out a way rebuild and improve your credit score. Follow these simple steps so you can begin rebuilding a better credit history:

Step 1: Start now and don’t delay. Request a free copy of your credit report and study your spending habits. This will help you determine the root of the problem. Check how many times you maxed out your credit card, and check for expensive purchases that resulted in exorbitant monthly rates. Don’t forget to check for any misprints or errors while you’re at it.

Step 2: Pay all outstanding debt. This is easier said than done, but you can never build a good credit score if your credit history is peppered with PAST DUE accounts. If you are having a difficult time in dealing with your monthly debt, you should contact the credit card company and seek out alternatives such as debt consolidation or debt settlement. The goal is to have all PAST DUE accounts marked as PAID or CURRENT.

Step 3: Get a secured credit card. This is an easy way to rebuild a good credit history. If you have a poor credit history, it is easy for you to get approved for a secured credit card because it often does not require a credit check. You will need to open a separate bank account and make a deposit of at least $200. This will be your credit limit. The higher the deposit, the higher the credit limits! This is also a good way to curb your spending habits, or avoid overspending on things that you can’t afford in the first place.

Choosing the Right Car

Affordable leasing starts with choosing the right car—all the more so if you have bad credit. Here are the different types of vehicles along with the most popular new vehicle models on the market:

1. Small car or compact – Single adults or empty nesters will do better with a small car because they have a low base price and are among the most fuel efficient vehicles that you can buy. Popular choices include the Ford Fiesta, Chevrolet Sonic, Fiat 500, MINI Cooper, Honda Civic, and the Chevrolet Cruze.
2. Midsize and full-size – These types of cars are ideal for small or average sized families. They provide copious levels of space and comfort at a family-friendly price. Top choices include the Honda Accord, Toyota Camry, Ford Taurus, Chevrolet Impala, and Nissan Maxima.
3. Station wagon – This is perfect for buyers who want more cargo space, interior space, and comfort in a family vehicle. Most station wagons also come with the option of larger engines and 4WD for all-weather performance. The top station wagons include the Subaru Outback, the Volkswagen Jetta Sportwagen, and the Hyundai Elantra Touring.
4. Minivans – If you need to carry 6 to 7 passengers on a daily basis then you need a minivan for the job. Minivans offer interior flexibility and comfort that cannot be found on an ordinary large sedan. The Chrysler Town and Country, Toyota Sienna, and Honda Odyssey are among the best picks for an affordable people mover.
5. SUV or Sport Utility Vehicle – This happens to be one of the most popular vehicles in the market. SUVs offer increased ground clearance, enhanced comfort and space, and mild off-road abilities depending on the model and the trim. SUVs also come in all shapes and sizes. Popular choices include the Ford Expedition, Dodge Durango, Toyota FJ Cruiser, Chevrolet Traverse, and GMC Terrain.
6. Pickup trucks – These are the bestselling vehicles in the United States, and it is easy to see why. Pickup trucks offer brute strength, flexibility, and fantastic towing capabilities. They are also ideal for heavy duty jobs. The Ford F-150, Chevrolet Silverado, Nissan Frontier, and GMC Sierra are among the best trucks that you can buy.

Request a FREE online lease quote to find affordable lease deals on the car that you want, even if you have bad credit.